Single premium life insurance has long been a popular method for expatriate investors because they simplify offshore investing. The products of the offshore insurance company are designed to be tax efficient to the British expatriate and to other expatriate individuals intending to live in the UK but do not penalise other nationalities because of this.
Offshore insurance bonds often feature a strong range of the company's own individual offshore funds and managed offshore funds specifically tailored to fit investors' attitudes to risk.
Offshore insurance bonds also offer access to all the household name fund managers in the UK market, plus many more international and specialist fund managers. This allows you to access a wider range of asset classes when your financial advisor is reviewing your all important asset allocation.
The investment choices within offshore insurance bonds cover all the major world regions and sectors, and the full risk spectrum from low risk capital guaranteed funds through to hedge funds and higher risk specialist funds
The insurance bond products on offer through this site are offered either with enhanced allocations as shown in the table or a reduction in the plan charges. Where the latter is the case, a comparison of the changed charge items can be found by following the link. The standard brochure for each product which shows the full normal charge structures can be found by following the product link and full details can be found at the host website accessible through the link in the provider column. What are Single Premium Insurance Bonds?
If the product you have been recommended is not on this list then please contact us so we can explain why it is not recommended by us.
Invest direct through Investoffshoredirect.com and get additional aloocations or lower charges.
Provider | Product | Funds | Minimum Initial | Allocation | Charging Structure |
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Friends Provident International | Zenith | 90+ from 25 different managers | £10,000/US$15,000 | up to 109% | Standard |
Elite Investment Account | £50,000/US$100,000 | up to 104% | Standard |
Generali | Choice | 80 plus | £15,000/US$22,500 | 105% | Standard |
Royal Skandia | Managed Capital Account | ? | £10,000/US$15,000 | 105% | Standard |
Scottish Life International | Safe Combination Bond | 44 protected | £15,000/US$24,000 | 105% | Standard |
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Notes: The deal is either enhanced allocation or reduced charges, where the latter applies, there is a link to the revised vs. original for your comparison. The jury is still out on which is better value. Please be aware that these are not the only plan charges and you should refer to the plan details to understand the full charge details.
